NBA 2K22 MyCAREER: How much VC does it take to max a 99 OVR MyPLAYER build?

Perhaps over the holidays, you received NBA 2K22 as a gift, but you aren't exactly sure which game mode to start with.

If you've loaded up NBA 2K22 MyCAREER, you've likely noticed how far ahead some players are, some of whom might have maxed out their players. Of course, you don't want to be left behind.

Here's how much VC (and real money) you'll need to max out your NBA 2K22 MyCAREER MyPLAYER.

How much VC is it to max out a MyPLAYER in NBA 2K22 MyCAREER?

Maxing out a MyPLAYER in NBA 2K22 MyCAREER isn't nearly as expensive as some belief it to be, but it's definitely not a cheap process. The good news is you can grind for VC in MyCAREER as well.

Per MyCAREER game, you can get from 500 VC to 1000 VC based on sponsorships, performance, and other factors. Still, it'll take quite a while to grind the VC you'll need in NBA 2K22 MyCAREER. You'll also need to grind NBA 2K22 Badges to get your OVR max to increase.

NBA 2K22 MyCAREER Attributes
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BUILD YOUR MYPLAYER: Get your MyPLAYER rating up with more VC

It's also important where you spend your VC as certain areas won't increase your overall NBA 2K22 MyPLAYER rating right away. Now, let's go over the total cost of maxing out your MyPLAYER.

  • MyPLAYER OVR Rating - 85 OVR - 160K to 190K VC
  • MyPLAYER OVR Rating - 99 OVR - 250K VC and up

This might vary depending on your NBA 2K22 MyCAREER build, but we've found that most of these numbers are pretty similar across most builds. In total, expect to spend over 250K VC to get your MyCAREER player to 99 OVR.

Do you need to have a 99 OVR MyPLAYER?

This is a pretty great question, but it depends on what you're looking to do in NBA 2K22 MyCAREER. If you want to be a competitive player, then yes you will.

The reason for this is that all competitive players in The City and Cancha Del Mar are running the best, maxed out 99 OVR builds. If you come in with anything less, you'll be at a steep disadvantage.

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PLAY FOR FUN: If you don't want to spend the VC you can always play for fun

Now, you don't always need to have the most competitive MyPLAYER in NBA 2K22 MyCAREER either. You can have tons of fun by spending less VC and making an 85 OVR MyPLAYER.

If you learn how to perfect your jump shot and use the right NBA 2K22 build, you can still win games and have a lot of fun without the stress of spending VC.


If you've decided that you want to go ahead and spend the VC to max your MyPLAYER in NBA 2K22 MyCAREER, we've got the prices for you right here.

These might vary by platform, and you might be able to get some sweet VC deals through other distributors, but here's the standard pricing.

  • 5,000 VC - $1.99 USD
  • 15,000 VC - $4.99 USD
  • 35,000 VC - $9.99 USD
  • 75,000 VC - $19.99 USD
  • 200,000 VC - $49.99 USD
  • 450,000 VC - $99.99 USD

Doing some quick math will tell you that you'll need around $75 USD to fully max out your MyPLAYER this year in NBA 2K22.

The Rebirth option for MyPLAYER

Maybe you currently already have a MyPLAYER that you just aren't enjoying anymore and you want to create a new NBA 2K22 MyCAREER build. Great news, the Rebirth option is perfect for you.

You'll first need to get to 90 OVR, which will require using some VC. From there Rebirth is a quest that allows you to jump higher ratings in MyCAREER without respending VC.

NBA 2K22 MyCAREER The City
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ROOFTOP BALLING: Hit The City and earn XP by completing games on rooftops

After you've hit 90 OVR you can head to the ATM by the NBA Store and activate the Rebirth quest and unlock the rewards that come with it. The quests are as follows:

  • Next Gen Systems: Activate the quest and complete 10 games in the 3v3 or 2v2 format.
  • Current Gen Systems: Activate the quest and complete 10 3v3 games.

Here are the rewards for completing the NBA 2K22 MyCAREER Rebirth Quest:

  • Next Gen Systems: - 30 Badge Points, Access to 90 OVR immediately
  • Current Gen Systems: - 20 Badge Points, Skip 10 pre-completed MP levels

This is a great alternative for players who have already spent the VC on their MyPLAYER in NBA 2K22 MyCAREER but are looking for a different build.

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